June 2020

What Does Your Life Cost?

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At the most basic level, you have to understand what your life costs. Since I am a HENRY and I am writing to an audience of HENRYs, I assume you have at least some basic understanding of what your life costs monetarily. You likely know how much you make and what you spend, at least on some level. You may not necessarily concern yourself with all the details, but you probably know where you fall on the spectrum below: You spend more than you make (i.e. you are going into debt) You spend everything you make (i.e. you are not […]

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The Principles of FIRE

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Today I wanted to dive into the principles of the FIRE movement in more detail through the lens of a HENRY. The FIRE (Financial Independence, Retire Early) movement centers around achieving financial independence in order to retire early. Saving is driven by increasing your income, decreasing your expenses or a combination of both. In doing so, you save enough money that at some point you hit a critical mass that is capable of sustaining your lifestyle in perpetuity.  When this occurs, you can retire early because work is no longer a requirement. In short, work becomes optional. For me personally,

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Finding Fire

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Life is often a series of inflection points. Some are large, obvious and impact your life in ways that ultimately ripple through generations to come. Others may be smaller and less obvious, but they can have a lasting impact none the less. Today, I wanted to share a couple of important inflection points in my life that have ultimately lead me to becoming a HENRY (High Earners that are Not Rich Yet), discovering FIRE and ultimately deciding to make chasing FIRE a part of my life. Inflection Point 1: Hard Work & Understanding Your Value “Hard work beats talent when

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