January 2021

2020 Financial Review

You may recall in my October post that I provided an overview of our spending and saving through September 2020. Today I wanted to provide a final update on where we landed when the dust settled and I was finally able to reconcile our finances through end-of-year 2020. My intent is to do a financial review every year moving forward so I have a record and I can compare to previous years. 2020 Spending Breakdown  I once again grouped every dollar spent into the same broad expense categories with the top three (Housing & Utilities, Food & Dining Out and […]

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In Time: A Lesson Learned on the Value of Time

“Money’s greatest intrinsic value—and this can’t be overstated—is its ability to give you control over your time.” – Morgan Housel I have been reflecting on the year that was 2020 over the last few weeks. If 2020 did one thing, it made me evaluate my time to include where I spend it, don’t spend it, and waste it. It made be evaluate the value of time. I suspect the same may be true for many readers. This is explains why a lot of my posts have encompassed the “personal” side of personal finance. 2020 was a strange year to say

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